Debt Advisory


We provide a market leading, independent, hands-on service which covers all aspects of raising, refinancing or restructuring debt for SME’s and property clients.


Our Debt Advisory offering is focused on providing strategic, independent, ‘best’ advice to clients seeking to raise finance and / or optimise funding structures.

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Working with all stakeholders, we operate a very hands-on approach to manage the whole process for the client from the strategy to draw-down, adding value at every stage.



The service is bespoke because every client is different, and we establish and incorporate those specific needs and requirements in our solutions.


We have an extensive knowledge of the funding market and an unrivalled access to sources of capital with more than 250 funders at our disposal.

Our work is regulated by the Financial Conduct Authority (FCA) and the NACFB and FIBA.

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Our Services include:

Debt Funding Strategy

Assessing and modelling financial structures and options

Producing business plans and proposals

Raising refinancing or restructuring debt

Working capital analysis

Managing relationships with company funders

Advising on covenants and terms and conditions




Snowball in Numbers

Value of Deals Advised On

Team Years of Experience

Clients Helped

The Snowball Way We Do Business

Unique Offering

We offer a unique combination of commercial, financial and deal-making experience from our team of experts


We are totally independent in our advice and offerings so that we have no conflicts or bias

Bespoke Approach

We take the time to understand and analyse the business and its people, and  create bespoke solutions to meet their needs


For funding advice, we offer truly independent whole of market access and we work with more than 250 funders across all types of business finance



Clients deal direct with senior professionals who are experts in their field to provide long term value solutions

Best Advice

We always use the Best Advice Principle to help our clients, and act as trusted advisors for them



The Rug Seller - Daniel Prendergast


“The team at Snowball has provided invaluable support to me, allowing me to control growth in my business during a challenging time in the market. Alwin and Peter have been able to help me in a number of areas from strategy, HR, consultancy and accounting. Their work has resulted in actionable tasks to streamline operations and increase revenues in the business.”


Inspired Life Ltd – Lucy Martin


Speaking about the £8.2m funding package for Telford Court, an 85-bed care home, which specialises in dementia and mental health care, which was arranged and negotiated by Snowball,

“Peter Black has been instrumental in making both (finance and refinance) deals happen and remains closely involved with our business as we look to the future.”


AMP Athletic - Steve Mellor


“Peter helped create the share structure along with the SEIS and EIS applications for our cap raise of £700k. Peter made the process seamless and easy for me to contact him throughout the fundraise and was always on hand and acted as good council as and when it was needed.

Peter also liaised with the legal team on my behalf during the writing of both the Shareholder and Subscription Agreements.

Since then I have spoken to Peter on a number of occasions for advice relating to CBILs applications, Future Funds and the BBLS. He is always happy to offer good and impartial advice on a number of financial topics.

I would strongly advise using Peter and Snowball.”


Cheltenham Property Group - Jonathon West


“Snowball assisted us in the funding of three commercial properties in 2019. Peter identified a great lender for us and guided us through the process step by step. The team at Snowball were always excellent in chasing up any queries we had with the lender and Peter would regularly update us with progress reports. 

Before we approached Peter last year we had struggled to get the terms we wanted from the high street banks. Snowball has access to a whole market of lenders we had been unaware of and it took no time at all for us to get a suitable lender lined up. 

For our funding requirements for 2020 we have gone straight back to Peter who is now our go-to person for all finance requirements.”


Keenrick Ltd – Chris Chawner


“We would like to express just how impressed we have been with Snowball. We have found them to be both efficient and extremely knowledgeable in the funding market, in fact they were the only company after trying several other financial institutions, that managed to get us the funding for an £8m development.

Peter Black attended countless funding meetings and provided expertise and guidance through the many pitfalls in order to achieve a deal that suited all parties.

The quality, accuracy and detail of their financial projections have been superb and greatly appreciated by the funders.

We would certainly retain them for any future expansion.”


Get in touch

To find out how we can help, click the link below